The Police officer or Patrolman who gave you your traffic ticket may
have told you that you can go online and pay your ticket by credit card. While this is true, it is NOT a good idea in most
cases.
SPEEDING just 11 MPH over the limit will allow your insurer to raise your insurance rates by AT LEAST 45% per year
for 3 YEARS if you admit your speed and pay online.
Speeding 80 in a 65 zone (a rather
common charge) will cause your insurance
rate to increase by 80% per year for 3 years.(See example below)
AND THAT IS
WITH A CLEAN DRIVING RECORD!
North Carolina Enacted the Safe Driver Incentive Plan (SDIP) to reward Safe Drivers. But your insurance company is sure to punish you if you dont fall within
the requirements of the SDIP.
By paying your ticket online, you are admitting guilt, AS CHARGED.
By just 1 mph in some cases, you could fall outside the limits of the SDIP, and suffer an increase of rates of 45% or more.